🩺 Vitals
- 🟢 Last active: 2026-08-05
- 📦 Latest release: 3.42.0 (2026-08-04)
- 🐞 Open issues: 283
- 🌟 Stars: 9.1k
What do these metrics mean?
- Last active: when code was last pushed, as of our last check. The dot is green when that was recent, grey otherwise. A long gap can mean a tool is finished and stable, not only unmaintained.
- Latest release: the most recent tagged, packaged version the maintainers published. Not every healthy project tags releases.
- Open issues: unresolved reports and requests. A high number is normal for a popular project and is not a warning on its own.
- Stars: how many people bookmarked the project on its forge. A rough popularity signal, not a measure of quality.
🏗️ Profile
- Official: ghostfol.io
- Source: github.com/ghostfolio/ghostfolio
- License: AGPL-3.0
- Deployment: Docker | SaaS
- Data Model: PostgreSQL / Redis / Prisma
- Jurisdiction: Switzerland 🇨🇭 (dotsilver™)
- Compliance (SaaS): GDPR
- Compliance (Self-Hosted): GDPR Ready | ISO 27001 Ready
- Complexity: Low (1/5) - Simple containerized stack
- Maintenance: Low (2/5) - Active community updates
- Enterprise Ready: Low (1/5) - Lacks commercial SLA and SOC2
1. The Executive Summary
What is it? Ghostfolio is a modern, privacy-first wealth management platform designed for retail investors and private Family Offices. Built on a clean, auditable stack (Angular, NestJS), it provides a powerful dashboard to track stocks, ETFs, and crypto-assets without the invasive KYC or data-harvesting practices common in proprietary alternatives like Mint.
The Strategic Verdict:
- 🔴 For Fintech / Commercial Embedding: Caution. The AGPL-3.0 license is a viral copyleft risk. If you modify and offer Ghostfolio as a service, you are legally required to open-source your modifications under the same license.
- 🟢 For Family Offices / Personal Wealth: Strong Buy. For high-net-worth individuals and boutique Family Offices prioritizing privacy, self-hosting Ghostfolio on an internal server provides a world-class wealth-tracking experience with zero external data exposure.
2. The "Hidden" Costs (TCO Analysis)
| Cost Component | Parqet (SaaS) | Ghostfolio (Self-Hosted) |
|---|---|---|
| Subscription Fee | ~$10/mo (Plus Tier) | $0 (AGPL License) |
| Data Privacy | Vendor Cloud | 100% Sovereign (Your DB) |
| Asset Tracking | Tiered Limits | Unlimited |
| API Access | Enterprise Only | Included Native API |
3. The "Day 2" Reality Check
🚀 Deployment & Operations
- Installation: Highly efficient. It is typically deployed via a single Docker Compose stack orchestrating the application, PostgreSQL, and Redis.
- Data Portability: Features full data export in JSON and CSV formats. Because the self-hosted and SaaS versions share the same architecture, migrating off the vendor cloud back to a sovereign instance is seamless.
🛡️ Security & Governance (Risk Assessment)
- Jurisdiction & Swiss Privacy: Operated from Zurich, Switzerland under the dotsilver™ brand, Ghostfolio embodies a "Swiss-by-design" philosophy. The managed SaaS offering is inherently GDPR compliant and benefits from Switzerland's robust data protection laws, which are not subject to the US CLOUD Act or EU mass-surveillance mandates.
- The Compliance Shift: The vendor does not possess formal certifications like SOC 2 or ISO 27001. If your organization requires these frameworks for wealth management oversight, the software provides the necessary audit controls, but the compliance burden shifts entirely to your internal team to secure the self-hosted environment.
- License Risk & Copyleft: The AGPL-3.0 license ensures the code remains open, but the "Remote Network Interaction" clause creates a viral copyleft risk. Any company intending to wrap Ghostfolio into a proprietary commercial SaaS product will be legally required to release their modifications under the same license.
4. Market Landscape
🏢 Proprietary Incumbents
- Mint: A powerful aggregator that requires full access to your bank credentials and financial history, creating a massive privacy surface area. (Note: Mint was recently shut down by Intuit, driving users to alternatives).
- Parqet: A popular European wealth-tracking dashboard, but strictly limited by its proprietary cloud-only architecture and subscription-based tiers.
🤝 Open Source Ecosystem
- OpenBB: The premier open-source peer for financial research and data analysis, providing quants and analysts with the professional tooling that complements Ghostfolio’s tracking focus.
- ERPNext: The institutional maturity path. Organizations that outgrow individual wealth management and require full double-entry accounting should evaluate this comprehensive ERP suite.